Community measure
Firewise USA®
Your neighborhood is a recognized Firewise USA site.
Your mitigation work may qualify you for wildfire discounts on your premium, but they aren't applied automatically. See How to Get Your Discounts
What it is
Firewise USA® is a recognition program run by the National Fire Protection Association for residential areas, roughly 8 to 2,500 dwelling units, that assess their own wildfire risk, adopt a community action plan, put local work into it, and renew that recognition every year. It is the one community measure residents can organize themselves.
Why a homeowner cares
It is one of the 12 measures California insurers recognize under the Safer from Wildfires regulation, and it is the community half of the FAIR Plan's community discount. Taking part may qualify you for a discount on the wildfire portion of your policy. The CA FAIR Plan schedule caps at 16.4% off the wildfire portion of a Dwelling Fire policy for all 12 measures combined, and your own carrier sets the actual number.
What it takes, broadly
At a high level: a community risk assessment, a written action plan, ongoing local effort from residents, and an annual renewal to stay in good standing. The requirements change over time, so treat NFPA as the authority rather than anything you read here.
Who does the work
Your neighbors. There is no contractor to hire for this one. It is usually driven by a handful of residents, an HOA, or a local Fire Safe Council, working with your fire agency. That is why this page ends without a list of pros.
Go to the source
Firewise USA® is a registered trademark of the National Fire Protection Association. WildfireList is not affiliated with, endorsed by, or sponsored by NFPA.
WildfireList does not award, confer, verify or check this measure. It is granted by the organizations described above, and they are the only source of truth for who holds it.
Your mitigation work may qualify you for wildfire discounts on your premium, but they aren't applied automatically. See How to Get Your Discounts
Wondering how a carrier will treat this once it is in place? Talk to a licensed California agent.